Aflac provides supplemental insurance for individuals and groups to help pay benefits your major medical insurance doesn’t cover.

Three voluntary Aflac insurance programs

For independent business owners, finding the right insurance program and affordable care can be a daunting task. That’s why we make it a priority to offer meaningful benefits to our members—including beneficial and competitive health insurance options.

Openforce members can enroll in:

  1. Individual accident insurance
  2. Cancer indemnity benefits
  3. Critical care and recovery insurance

These products are designed to help protect independent contractors against unforeseen costs associated with medical issues and lost wages. The policies help provide financial protection in the event of:

  • Heart Attack
  • Stroke
  • End-Stage Renal Failure
  • Coronary Bypass Surgery
  • Organ Transplants
  • Cancer, and more…

And with Aflac’s Accident Advantage, when you have a covered accident, Aflac will send cash benefits directly to you. You’ll receive cash benefits for these and other expenses that may not be fully covered by your major medical insurance.

  • Broken teeth
  • Concussions
  • Intensive care unit confinement
  • Ambulance, ground, and air
  • Emergency room
  • Lacerations