ZayZoon was created to help end late bill payments, overdraft fees, and predatory loans.

ZayZoon Settlement On-Demand

ZayZoon is the easiest way for independent contractors to access their settlements early for a small fee. This is not a loan, instead, it’s a way for contractors to get access to their already earned gigs early.

No app to download and no cards to wait for in the mail. ZayZoon is entirely online and can be used with a smartphone, tablet, laptop, or desktop—you pick.

How It Works

Because you receive settlements through Openforce, you already have access and can get started in less than 1 minute. See how much money you’re able to access, choose the amount you want, and have it transferred to your bank account within 2 hours.

  • Amounts available are based on your earned, but unpaid settlements
  • Every $200 transfer costs only $5
  • ZayZoon payouts are automatically expensed on your next settlement

Openforce members get the first $200 fee-free!