Commercial Auto Liability Insurance for Couriers

Affordable coverage for 1099 drivers while on dispatch

Full-time commercial auto liability policies are expensive. Enroll your drivers with insurance that provides the coverage they need — at a price they can afford.

You’re almost there! A fast affordable quote awaits. Get started…

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We'll even work with your insurance broker to keep your policy simple and streamlined.
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Commercial Auto Liability Coverage, Reimagined

Unfortunately, accidents happen, and most personal auto policies are unlikely to cover damages should an accident happen while a driver is on dispatch. Luckily, While Under Dispatch is a specialized commercial auto liability policy that protects your business and the 1099 driver’s business from third-party damages in such a situation. Plus, the policy is seamlessly integrated into the Openforce platform, making getting drivers covered a breeze.

Affordable Protection

On-Demand Coverage

Drivers only pay premiums for weeks they go on dispatch. If they don’t work, they don’t pay!

No Down Payments

Eliminate the financial burden to drivers left by traditional liability policies.

No Deductibles

Allow drivers to keep more of their hard-earned money in their pockets.

Settlement Deducted Premiums

Hassle-free premium collection ensures there’s never a lapse in coverage

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The ‘pay-as-you-go’ structure of While Under Dispatch was a game-changer for our drivers, offering them the affordable liability coverage they need and the flexibility they want, without the constraints of traditional policies. While Under Dispatch has given us a competitive edge in recruiting. We’ve been able to attract more drivers thanks to offering this coverage as an alternative to requiring a full commercial auto liability policy.

Tim Cocchia
Chief Operating Officer, Xcel Delivery Solutions

How It Works

Start Your Insurance Quest

Chat with a licensed expert. Whether it’s your preferred broker or our handpicked insurance ally, we’re here to guide your journey.

Choose Your Safety Net

Pick the coverage that suits your requirements – $300,000 or $500,000. We’ll help align it with your business’s unique needs.

Onboard Your Drivers

Easily enroll your drivers right through the Openforce platform. We’ll ensure they’re protected and ready for the road ahead.

While Under Dispatch coverage is available to enrolled independent contractors affiliated with Openforce. Contractors must maintain their personal auto policy for vehicle registration but can select the personal limit without regard to minimum business requirements. All policies are offered through ICM Insurance Services, LLC. Coverage is subject to policy terms, conditions, and exclusions.

Stop Worrying About Auto Liability
Start Focusing On The Road Ahead

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