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Founded in the early 19th century in 1822, Crum & Forster stands as a testament to enduring quality and commitment to providing top-tier property & casualty, accident & health, and specialty insurance solutions. As a true underwriting company, they carry forward a rich 200-year history of assisting businesses to adeptly manage risk. Their expertise, honed over two centuries, is sharply focused on addressing their clients’ diverse needs, and they approach every task with uncompromising integrity and discipline.
Openforce partners with Crum & Forster to provide Occupational Accident insurance for accidents that occur on-the-job across a variety of industries utilizing independent contractors.
Occupational Accident insurance is a crucial policy for independent contractors, designed to provide comprehensive coverage against work-related injuries, illnesses, or fatalities. The workplace often presents unforeseen hazards, and this insurance aims to offer peace of mind and financial stability, ensuring protection in the face of these occupational risks. Whether it’s an unexpected accident, an injury from repetitive motions, or an illness related to working conditions, Occupational Accident insurance is there to cover medical expenses, partial wage replacement, and even death benefits. With this policy, contractors can focus on their work with the confidence that they’re protected against potential risks, contributing to a safer, more secure working environment.